As of 2017 healthcare is the leading category of the 78,5 billion in consumer debt collected each year, which is more than 40 times the size of credit card debt. While the number of uninsured is reducing, it is being replaced with the issue of underinsurance. 3 in 10 people reported costs caused them not to take their medicines as prescribed in the past year, writes law professor Christopher T. Robertson in his last book Exposed: Why Our Health Insurance Is Incomplete and What Can Be Done About It. This is especially critical in situations as the current Covidvirus crisis. New York Times and Financial Times warn that the US is at high risk for a fast spread of Covid-19, because many people don’t have the option to work at home + the uninsured, and there are 27 million of them, are reluctant to seek healthcare.In the following discussion with dr. Robertson, you will hear more about what kind of costs patients are exposed to in the US, what the role of technology could be in curbing those costs or at least make prices transparent and clear before a patient get the bills, and how could the healthcare system be improved.